Premium subscriptions clear by SEPA bank transfer, SWIFT wire, or stablecoin (USDC, USDT). No consumer cards, no Stripe, no PayPal. Two reasons.
Card processors charge 3% per transaction and exist to mediate consumer disputes — chargebacks, fraud, friction. They are retail-grade infrastructure built for buying t-shirts and streaming subscriptions. Family offices don’t run portfolios on Visa. Hedge fund LPs don’t pay management fees on Mastercard. Wire and stablecoin are the rails serious capital actually uses, because they are cheaper, faster, and final. We run the same playbook on the way in as on the way out.
There’s a second reason. A subscriber who can wire €297 in three minutes is the same subscriber who can size a €20,000 account properly and hold a position through a 4% drawdown without panic. If wire-and-stablecoin feels foreign, the system probably isn’t the right tool yet — and that’s fine.
After your Premium request, you receive settlement instructions by email within one business hour. Onboarding begins the same business day funds clear.
Annual settlement available. Twelve months prepaid clears at €3,267 instead of €3,564 — a one-month discount that reflects the zero processor friction and underwrites the long-form work (monthly digest, compounding planner, direct operator line) that compounds over a full year.